Several people have posted questions to our website regarding whether it is possible to get an extension of the October 17, 2005 deadline to file cases under the “old” law. Unfortunately, the answer is no. Congress enacted the Consumer Protection and Bankruptcy Abuse Prevention Act in April, 2005 and most of the provisions did not go into effect until October 17, 2005.
There were no provisions in this legislation to apply to the courts or any administrative body to extend the effective date or to postpone any of the provisions of the law. The bottom line is that if you need to file bankruptcy now, you still can, but you will have to comply with the “new” law.
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