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Laid-Off and Struggling with Bills?

By Lori Leigh

If you are suffering from a temporary or a permanent layoff, don’t wait to seek the relief you deserve. With so many companies downsizing, cutting overtime or simply closing up shop, it is no wonder that so many workers are struggling month to month just to pay their bills.

I cannot tell you how many times I have heard from my clients that since their job cut back hours, they have been struggling to pay their mortgage or car note while at the same time, trying to stay current on utilities and pay all the other miscellaneous debt. Their paychecks simply cannot pay all their bills. They have to do something and for many of them, bankruptcy is the answer.

Do not let yourself get so far behind that your car gets repossessed or your home goes into foreclosure. I can tell you first-hand that I have had clients that have had their home go into foreclosure because they have been trying to pay all their credit card debt and medical bills. Please do not let this happen to you. Each time I meet a client that has been laid off or have had their hours cut and have been struggling each month to pay their bills, I hear that they all wished they had come to see me a lot sooner.

Do not pick and chose which bill needs to be paid, when your income no longer affords you this choice. You need to seek the professional help you deserve. The bankruptcy laws were designed to help individuals just like you. Let a professional show you how they can help your financial situation and be the means to a better future.

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ABOUT THIS BLOG:

Richard K. Gustafson, II is an attorney with LegalHelpers.com writing on topics related to bankruptcy from the consumer's perspective. To send comments to Rick, email Blog@LegalHelpers.com.


The Bankruptcy Blog from LegalHelpers.com is produced from the law firm of Macey & Aleman, one of the nation's largest bankruptcy firms. A blog does not create an attorney-client relationship and is not a substitute for specific legal advice from an attorney analyzing your specific set of facts. If you are interested in obtaining information about bankruptcy, you are encouraged to call our law firm at 888-743-5787 or complete our online evaluation for a confidential, risk-free analysis!

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